Services

Financial and Retirement Planning

  • In our initial meetings, we discuss your unique issues and determine if we can provide appropriate services.  We get to know you, your family’s situation (immediate and extended), your children’s situation and any special needs you may have. We endeavor to fully understand your current status and openly discuss the necessary remedies that may lie ahead.
  • The scope of our planning services also includes; college funding, gifting, minor’s accounts, social security distributions, long term care recommendations and potentially debt consolidation and repricing.

 Investment and Wealth Management

  • We work with you to develop custom investment strategies designed to meet your investment needs discovered in our initial meetings. Our investment process focuses on your unique situation and goals, tolerance for risk and required return needs.  We will develop recommendations for your review and if approved we will execute the mutually approved investment policy which outlines your objectives combined with the scope and process by which we will seek to achieve your goals.
  • Client assets are held with one of the industry’s largest institutional custodians.  With discretionary authority from Deer Creek Capital, our custodian will execute our buy and sell orders, collect all dividends and interest, maintain records on asset changes such as stock splits, name changes, reorganizations, etc. and will also only make distributions of cash and/or securities to outside accounts as directed by our regulatory and compliance oversight group, Advisory Services Network, LLC.  DCC maintains no direct authority to distribute assets from your portfolio(s).

 Tax Management

  • We examine your current and projected tax liability to determine if the generation of tax free income, taxable income or a combination of both is appropriate. Additionally, your portfolio will be managed in the most tax efficient manner by harvesting capital losses during the year that can be used against current or future tax liabilities to reduce capital gain tax consequences.

 Administrative Systems

  • We will assist you in developing a secure system to view your account balances and transactions on a real-time basis (24/7) through our institutional custodian.  Once this link is established you will also have the capability to view monthly statements, transaction confirmations and tax documents on-line.
  • Our alignment with Advisory Services Network allows us to leverage a unique and powerful portfolio tool that calculates portfolio performance and other necessary and sophisticated analytics.  Typically, these reports will be discussed during our annual or semiannual portfolio review meetings.  Although, they can be generated and sent via e-mail or US mail if more frequent reporting is preferred.

 Liaison

  • Our comprehensive approach to wealth management places us in a unique position to recommend outside expertise when we recognize the need in areas of risk management (Life Insurance), estate planning and income tax preparation. We understand our role and our limitations in other disciplines which allows us the ability to seamlessly liaison with other professionals that you may or may not currently have in place.

Advisory services offered through Deer Creek Capital, a Member of Advisory Services Network, LLC